VA Loans in South Highpoint

Find your dream home in Virginia’s "prettiest town" at Seasons at Highpoint. Boasting a prime location less than two miles from downtown Culpeper-featuring an Amtrak station, dozens of charming local boutiques, dining options, a movie theater and more-this community offers a versatile selection of inspired ranch and two-story floor.

VA Loans are among the last 0% down home loans available on the market today. Up to 20% Down Conventional loans generally require down payments that can reach up to 20% to secure a home loan, pushing them out of reach for many homebuyers.

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VA loans come with many great perks and benefits that other kinds of mortgages simply do not. For one thing, lenders who offer VA home loans cannot require private mortgage insurance, or PMI. For another, interest rates for VA loans are extremely competitive when compared with many other mortgage products.

Use our free VA mortgage calculator to quickly estimate what your new home will cost. Includes VA loan limits, taxes, insurance and the latest mortgage rates.

Discount points can be based on the principal amount of the loan after adding the VA funding fee, if the funding fee will be paid from loan proceeds." Policies can vary, but lenders may cap the definition of "reasonable discount points" at a 2 percent max.

October 28, 2014 14:30 ET | Source: First Community Bankshares, Inc. BLUEFIELD, Va., Oct. 28, 2014 (GLOBE NEWSWIRE. Inc., a full-service insurance agency headquartered in High Point, North Carolina.

The Jumbo Loan Programs are geared toward borrowers looking to finance a loan above the Conventional County Loan Limits – currently $453,100. The Jumbo Suite is a combination of three offerings that have more flexibility than High Balance loans, including an option with no mortgage insurance, more fixed-rate options and financing up to $2.5 million.

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VA Funding Fee: The VA Funding Fee is paid to the VA to help fund the program and varies depending on type of service, loan amount, down payment and subsequent VA Loan usage. This fee can be paid in cash at closing, but most borrowers choose to roll this cost into their monthly payments.