Phung: Georgia Mortgage Loans

A second mortgage is a mortgage made subsequent to another mortgage and subordinate to the first one. Second mortgage loans are different from first mortgages in several ways. They often carry a higher interest rate, and they usually are for a shorter time, 15 years or less.

Single Family Housing Direct Home Loans in Georgia. Also known as the Section 502 Direct Loan Program, this program assists low- and very-low-income applicants obtain decent, safe and sanitary housing in eligible rural areas by providing payment assistance.

All Georgia Dream borrowers are eligible for a no-interest loan up to $5,000 to use toward down payment and closing costs. Perhaps best of all, you only have to repay the assistance amount once you sell, refinance or no longer utilize your home as a primary residence.

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A loan modification is a written agreement between you and the holder of your mortgage to change the original terms of your mortgage (such as the length of the loan, principal balance, or interest rate). If you obtain a permanent loan modification, then your monthly payment may be reduced to a.

The piggyback loan is another type of mortgage which is simply two mortgages in one. The piggyback loan can eliminate the need for private mortgage insurance by covering 80% of the home’s value with the first loan, while the second loan helps to pay for part of the down payment.

Let Caliber Home Loans Inc. guide you home by helping you take the first step towards buying or refinancing your dream home with one of our Loan Consultants.

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Annual S.A.F.E. Act continuing education requirements for Georgia loan originators include three hours of federal law, two hours of ethics, two hours of nontraditional mortgage lending, and one hour of Georgia-specific laws and regulations, for a total of eight hours.

(AP Photo/Jenny Kane) The Associated Press WASHINGTON (AP) – U.S. long-term mortgage rates moved little this week after the key 30-year loan rate marked its steepest weekly drop in a decade the week.

15-Year, 20-Year, and 30-Year Fixed-Rate Mortgages The two most common types of mortgages are the 15-year fixed mortgage and the 30-year fixed mortgage. The 20-year mortgage has several advantages over the 30-year mortgage. For one, because the term of the loan is 20 years vs. 30 years, the borrower will likely pay far less in interest over the life of the loan than with a 30-year loan.ricochet Bert: imprisoned deflater William Boyett, Actor: Newsies. William Boyett was born on January 3, 1927 in Akron, Ohio, USA as Harry William Boyett. He is known for his work on Newsies (1992), When a Stranger Calls (1979) and Turner & Hooch (1989). He was married to joan amelia reynolds and Willagene Wither. He died on December 29, 2004 in Mission Hills, California, USA.

ATLANTA (April 27, 2015) – Sharon Griffin recently joined Fifth Third Bank’s Georgia affiliate as mortgage loan officer for the Vinings and smyrna financial centers. She is responsible for the.