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A Florida Reverse Mortgage with Open Mortgage and Melinda Hipp may be just the solution for homeowners 62 and over who are house rich and cash poor or looking to downsize or up size to a new home. A Reverse Mortgage is a type of home equity loan that may allow you to access the equity you have built up over the years or have available in a new.
Most reverse mortgages have variable rates, which are tied to a financial index and change with the market. Variable rate loans tend to give you more options on how you get your money through the reverse mortgage. Some reverse mortgages – mostly HECMs – offer fixed rates, but they tend to require you to take your loan as a lump sum at closing.
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Click here for the One reverse mortgage nmls consumer access page. 2019 One Reverse Mortgage, LLC NMLS #2052. These advertisements and materials are not provided nor approved by the U.S. Department of Housing and Urban Development (HUD) or the Federal Housing Administration (FHA).
Reverse Mortgage Glossary of Terms. Adjustable Rate: An interest rate that will change during the life of the loan based on an index.. Annuity: An insurance product that pays out an income stream and is often used as part of a retirement strategy. Appraisal: A professional estimate of the value of your home based on the features of the property and comparable sales in the area.
Florida Mortgage Lender and Broker. Buy or Refinance your home at the lowest interest rate. Compare loan options and get a free quote today.. Reverse Mortgage Purchase; Adverse Credit . Recent Housing Event or Bankruptcy (More Than 18 Months) Recent Housing Event or Bankruptcy (More Than 1.
LocalReverse.com by Group One Mortgage, Inc. is an equal housing lender nmls#53185, licensed in the State of Florida (License#MLD146).The content on this website is not approved by the Federal Government, Department of Housing and Urban Development or Federal Housing Administration.
There are three main reverse mortgages: single purpose, proprietary, and federally-insured, also known as home equity conversion mortgages (HECMs). Most people don’t know it, but you can also finance a new home with a reverse mortgage, through a fourth type: the home equity conversion mortgage for purchase (H4P).