Here, we address the 10 most common questions homebuyers ask real estate agents. In 2014, Millennials made up the largest percentage of homebuyers, accounting for 32 percent of all home purchases. As the younger generation enters homeownership, it should come as no surprise that 33 percent of homebuyers in 2014 were first-time buyers.
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To help clear up some of your confusion, here are some of the most common mortgage questions home buyers ask, as well as some expert answers. Q: Do I really need a 20% down payment?
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Mortgage points, or discount points, are a way to prepay interest to get a lower interest rate on your mortgage. Each mortgage point equals 1% of your home’s value. That means if you’re getting a $250,000 loan and have two discount points, you’ll pay $5,000.
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Get answers to our top 7 mortgage questions.. Home Loan Frequently Asked Questions. 1. What is the difference between a First & Second Mortgage?. 6. What is LTV (loan to value) and how is it calculated? The acronym LTV means loan.
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Top 5 Most Frequently Asked Mortgage Questions Our real estate experts have put their heads together on the most commonly asked questions they get from Members. Q. Do I really need a 20% down payment to purchase a home? A. No. There are several other loan options available that allow you to put as little as 5%, 3%, or even 0% down.
Your Top Mortgage Questions Answered. and it can be hard to get the answers you need in order to understand the mortgage process more fully. To help, this article has put together some of the.
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Here are some of the most common mortgage questions answered to help make your home buying experience a positive one. What’s your mortgage rate? This is a loaded question because it’s not a simple answer. It can be hard for people to know exactly what their mortgage rate is because there isn’t just one single rate for every borrower.