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A debt consolidation loan is a new personal loan you undertake in order to pay off your outstanding credit balances. The goal is to reduce the amount you’re paying on your existing high-interest debt by potentially saving money on interest and consolidating your monthly payments into a single payment that’s easier to manage.

Estimate your new monthly payment after consolidating debts – like credit card balances and auto loans – using our debt consolidation calculator. A newer version of your browser is available. Older versions may limit your ability to access some of this site’s functionality.

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The trick on this deduction is that the new debt limit only applies to loans incurred after Dec. 14, 2017. Loans incurred before that date will continue to be subject to the $1 million debt limit. In.

Consolidate $ of debt with us for the low rate of % APR* for 10-20 year terms and % APR* for 30 year term. You could save up to 2,880 annually for a 20 year term. Unfortunately, there are no monthly savings with a 10, 12, 15 or 20 year term. However, you may still benefit by reducing the life of your loan.

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An adjustable rate mortgage, or an "ARM" as they are commonly called, is a loan type that offers a lower initial interest rate than most fixed rate loans. The trade off is that the interest rate can change periodically, usually in relation to an index, and the monthly payment will go up or down accordingly.

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An adjustable rate mortgage, or an "ARM" as they are commonly called, is a loan type that offers a lower initial interest rate than most fixed rate loans. The trade off is that the interest rate can change periodically, usually in relation to an index, and the monthly payment will go up or down accordingly.